Deposit On order
from bank.kd

By signing the bank deposit agreement (hereinafter referred to as the Agreement), the client confirms that they have read the Terms and Conditions and Procedure for the provision of banking services, which is a public proposal (offer) posted on the Bank's website https://www.clhs.com.ua (hereinafter referred to as the Public Offer) and have familiarized themselves with the possible consequences for the client in case of using the specified banking service or failure to fulfill their obligations under the Agreement and the Public Offer.

Consequences for the client in case of using the banking service or failure to fulfill the obligations in accordance with the Public Offer and the Agreement on the provision of this banking service:

• the profit received from deposit operations is subject to taxation in accordance with the current legislation of Ukraine;
• if the depositor receives benefits or subsidies, the receipt of additional income may result in their loss;
• when funds are credited to a deposit account opened with the Bank, the Bank, under the terms of the agreement, is obliged to return them, and the depositor is obliged to pay for the Bank's services.

In case of untimely application of the client to the Bank for repayment of funds raised under the bank deposit agreement, the Bank shall, in accordance with the Public Offer and the Agreement:

• ensure that the amount of the Deposit and accrued interest is kept on the respective accounts opened in accordance with the Agreement, until the Depositor requests the return of the Deposit and accrued interest. In this case, the Bank shall accrue interest on the actual balance of funds in the Deposit Account, starting from the date of return of the Deposit, as established by the Agreement, at the interest rate of the demand deposit;
• or, if the Agreement provides for automatic prolongation, extend the term of the Agreement for the same duration as the deposit was made, and on the same terms and conditions as the Agreement was concluded upon. The exception is the interest rate, which, upon automatic prolongation of the Agreement, shall be changed to the interest rate effective at the Bank on the day of prolongation of the Agreement for this type of Deposit. Previously accrued interest shall not be recalculated. The number of automatic prolongations of the Agreement is unlimited and can be carried out until the funds are fully repaid from the account.

The Bank is prohibited from requiring the client to purchase any goods or services from the Bank, or a related or affiliated person, as a prerequisite for the provision of these services (except for the provision of a package of banking services).

The Bank shall not be entitled to unilaterally amend the agreements concluded with the clients, unless otherwise stated by the Agreement, the Public Offer, or the law.

The Client has the right to withdraw from the banking service agreement if such right is provided for by law.

The Client may refuse to receive advertising materials by means of remote communication channels by contacting the Bank's manager or the Bank's Contact Center.